Senior Software Development Engineer

Razorpay Software Private Limited is hiring a Senior Software Development Engineer in Bengaluru.

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated re

Requirements

• 3+ years of experience in technology

• Strong product design sense - you think about the user, not just the implementation

• Proficiency in any of: PHP, Python, Django, Golang, Java, or C++

• Ability to understand end-user requirements, formulate use cases, and arrive at effective solutions

• Good understanding of REST APIs and the web in general

• Ability to build a feature from scratch and drive it to completion independently

• Willingness to learn new technology - whatever lets you deliver the best product

• Clean, well-structured code as a default - with awareness of performance and time complexity trade-offs

AI fluency we expect:

• Hands-on experience with AI coding assistants - you use them actively, not occasionally

• Ability to decompose problems into structured, constrained prompts with clear expected outcomes

• Critical review mindset - you own every line of AI-generated code, spot hallucinations, incorrect assumptions, and security gaps

• Strong LLD depth before agent use - you design first, delegate second

• Awareness of where AI helps and where it fails - and the judgment to know the difference

Why This Role Is Different

• Most companies say they want engineers who care about product. We actually mean it. You will influence product direction from day one - not just implement specs.

Preferred qualifications

• Weekend side projects or contributions to open source on GitHub

• Prior experience at a product company

• Hands-on experience building with LLMs or agentic frameworks

• Working knowledge of a backend programming language beyond your primary stack

• Experience designing systems for scalability, reliability, and fault tolerance

Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe.

About Razorpay Software Private Limited

A Senior SDE at Razorpay is well-grounded - smart, quality-focused, product-thinking, and business-conscious. Not a mere coder. You bring strong technical context and the experience to build software that matters at scale. Engineering at Razorpay creates significant impact across the payments ecosystem. You are expected to influence the culture of the company - bring conviction, challenge the status quo, set the bar, and help the team grow. We are looking for engineers who are current - not just