Principal Software Engineer/Solution Architect

Mastercard is hiring a Principal Software Engineer/Solution Architect in Pune.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Principal Software Engineer/Solution Architect

Requirements

• Strong foundation in distributed systems, API and service design, modern backend architecture, and data-intensive platform design.
• Experience with microservices architecture, domain-driven design, and modern integration patterns.
• Experience with CI/CD, containers, Kubernetes, and modern delivery practices across private, public, and hybrid cloud environments.
• Strong understanding of web architecture, application development, integration patterns, and RESTful APIs.
• Experience with relational and operational data technologies, including Oracle and PostgreSQL, and data models that support high-volume transaction processing.
• Ability to define non-functional requirements across resilience, scalability, observability, security, and performance, and ensure these are reflected in solution design.
• Experience supporting modernization, migration, and platform transformation initiatives in environments where continuity of service is critical.

Desirable Knowledge / Experience

• Experience in fraud, decisioning, workflow, or analyst-facing platforms.
• Experience with high-performance data storage technologies such as GemFire and similar in-memory or distributed data platforms.
• Database experience, including Oracle and PostgreSQL, and data models that support high-volume transaction processing and operational workflows.
• Experience with streaming or messaging platforms used to support event-driven and near-real-time architectures.
• Experience integrating vendor and open-source products into an overall platform architecture.
• Experience developing and supporting highly scalable, high-performance transaction processing systems.
• Familiarity with architecture governance, risk, assurance, or enterprise review processes.
• Exposure to AI/GenAI or automation opportunities that improve user workflows, platform usability, or operational efficiency.

About Mastercard

Join a team building modern, real-time decisioning platforms for fraud analysis and prevention. As a Principal Software Engineer / Solution Architect, you will define and lead the architecture for a customer-facing platform within the Decision Management Platform (DMP), focused on Decision Products UI (DPUI), also known internally as The Fraud Center. This role owns the API, service, data, and integration architecture for DPUI and works in close partnership with the UI Architect, who leads the u